Isibali sokubheja esihambelanayo
Ukubheja okuhambelanayo kubheja kwisiphumo kumthengisi wamathuba aze abheje ngokuchaseneyo kwimarike, ngoko na isiphumo sihlawula ngokufanayo. Ukubheja okufanelekileyo kudla ngokubiza kancinci; ukubheja okwasimahla kuguquka kube yimali. Ukubheja okwasimahla okuyi-10 kwi-6.0, kubhejwe ngokuchaseneyo kwi-6.2, kugcina i-79.3% yexabiso layo; kwi-2.0 igcina kuphela i-47.1%.
Izibalo ezintathu
- Ukubheja okufanelekileyo (isabelo sakho semali B kumathuba okubheja b, amathuba okubheja ngokuchaseneyo l, ikhowamishini c): isabelo sokubheja ngokuchaseneyo = B × b ÷ (l − c). Zombini iziphumo zinika isiphumo esifanayo, ngokubanzi ilahleko encinci: 4.5% yesabelo kubhejwe ngokuchaseneyo ngo 3.0 kubhejwe ngokuchaseneyo ngo 3.1 kunye ne 2% yekhowamishini.
- Ukubheja kwamahhala, isabelo asibuyiselwa (ixabiso F): isabelo sokubheja ngokuchaseneyo = F × (b − 1) ÷ (l − c). Uphumelela kuphela inxalenye yenzuzo, ngoko ke amathuba amade agcina okungakumbi: nokuba akukho sikhewu phakathi kwamathuba okubheja nokubheja ngokuchaseneyo kwaye akukho khowamishini, ukubheja kwamahhala ngo-2.0 kugcina ubuninzi be-50%, ngo-4.0 75% nango-8.0 87.5%.
- Ukubheja okungakhoyo, isabelo sibuyisiwe: isabelo sokubheja ngokuchaseneyo = F × b ÷ (l − c), kwaye igcina 95.5% ku 3.0 kubhejwe ngokuchaseneyo ku 3.1.
Yintoni enokuhamba kakubi
- Ukubheja ngokuchaseneyo kufuneka kuhambelane namathuba owafakileyo. Ukuba ixabiso liyatshintsha phambi kokuba kuhambelane, iziphumo azisalingani.
- isibophelelo, okuhlawulayo xa isiphumo esixhasiweyo siphumelela, kufuneka sibe kwi-akhawunti yakho yemarike: apha sibonisiwe kuyo yonke imibalo.
- Ababhejisi bemarike babeka imiqathango yabo yebhetyebhetye (amathuba aphantsi, ukuphela kwexesha, iimarike ezifanelekileyo) kwaye banokuthintela ii-akhawunti. Funda ezo miqathango kuqala.
- Impazamo yokuchwetheza kwisabelo yeyona ndlela ixhaphakileyo yokulahlekelwa yimali. Hlola zombini ubhejo ngaphambi kokuba ubabekhe.
Kwi-bheja ngokuchaseneyo eqhelekileyo jonga isibali se-bheja ngokuchaseneyo lay bet calculator; komkhono womgqaliselo wamathuba e-back, jonga isibali somkhono margin calculator. Imithetho kunye neentela kubhejo ziyahluka phakathi kwamazwe.
Ukuba ukubheja kuyeka ukuba nokonwaba, inombolo yoncedo iyafumaneka.
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